Best credit cards for groceries for January 2022

Groceries are one of the biggest monthly expenses for most people. On average, Americans spend $412 each month on groceries, amounting to nearly $5,000 per year, according to the US Bureau of Labor Statistics. No matter how much time you spend clipping coupons, groceries are essential, unavoidable purchases that add up.

The best credit cards for groceries can turn your grocery shopping trips into a consistent source of cash back and other rewards. Used responsibly, the best credit cards for groceries can help you score savings every time you check out at the supermarket. Whether you shop in person or online, we’ve found the top cards to maximize rewards depending on your lifestyle and spending habits.

Our Take

Whether you’re shopping for groceries for yourself or your family, the Blue Cash Preferred® Card from American Express is a solid option for most people. It provides the highest cash-back rate of any card we researched, earning 6% cash back on up to $6,000 spent at U.S. supermarkets each year — for as much as $360 back per year at this rate. Plus, you’ll still earn 1% cash back if you exceed $6,000.

Additionally, you’ll earn 6% cash back on select U.S. streaming subscriptions and 3% back on U.S. gas station purchases and transit. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit…Read more>>