Don’t leave any stimulus money on the table. How to request an IRS trace for a missing payment

The third stimulus checks continue to go out in weekly waves from the IRS and US TreasuryVeterans who receive VA benefits and those who get SSI and SSDI payments were the most recent recipients of $1,400 checks. “Plus-up” payments for those who are now eligible for more money are also on the way. If you’re still waiting for your check, however, it could be that your payment is scheduled for later, you may have been skipped over, or something bigger is holding up the arrival of your $1,400 payment.

It can be challenging to find the reason your money might be held up, but the place to start is with tracking your third payment. If you suspect there is a bigger problem with your payment and it’s missing — maybe the IRS tracker tool says the agency has sent your money already but you’ve not received it — you may want to ask the IRS to hunt down your check. The same applies if you didn’t get all or part of the first and second stimulus checks. There are a few ways to track your payment, depending on your situation. Some people have to file a Recovery Rebate Credit (even if they don’t usually file taxes). Others will need to request something called an IRS payment trace.

We’ll explain what a payment trace is, including the two scenarios in which you may need to request one, as well as how to get started. We’ve also got stimulus payment guides for older adultsyoung adultsnon-US citizens and those living abroad and people who pay or receive child support. Plus, here’s what we’re hearing about a potential fourth stimulus checkall of the tax credits you could claim this year, what may happen with student loan forgiveness and the latest on the child tax credit (calculate your total). This story was recently updated.

Do a payment trace if Get My Payment says your payment was sent — but you don’t have it

The IRS continues to send out the third stimulus check to millions of people, so there’s a good chance that if you haven’t gotten yours yet, it’s in the works. You can check the status of your third check using the free IRS tracking tool, called Get My Payment. We have full instructions on how to use the Get My Payment tool and the different messages you might see there. You need to plug in your Social Security number or Individual Taxpayer Identification Number, date of birth, street address and ZIP or postal code. The portal will show your payment status, if your money has been scheduled to send and the payment method (direct deposit or by mail) and date. You might also see a different message or an error. (Here’s how to track your mailed check through the USPS.)

You’ll need to request a payment trace if the Get My Payment portal shows your payment was issued, but you haven’t received it within the following time frames…Read more>>